At Dworsky Wealth Management, we put together customized financial plans for our clients, focusing on retirement. Getting all our clients to and through retirement by planning for it as early as possible is our overarching goal. Whether you are an entrepreneur or business owner, a single person or married couple living in retirement, a young family just starting your wealth journey, or a mature person or couple getting serious about retiring, we are here to help. Together, we will work to create a customized financial roadmap that can help take you toward your desired retirement lifestyle. Some of the services below may be included in your personalized plan.
Our Services
Investments & Money Management
Investments are the commitment of money or capital to purchase financial instruments or other assets with the goal of gaining profitable returns in the form of interest, dividends, or appreciation in value. People choose to invest and defer enjoyment of their money into the future for one key reason: to create an income stream later in life or enjoy a more comfortable retirement. At Dworsky Wealth Management, we educate our clients on the different investment options available to them. We then evaluate those options to identify appropriate strategies designed to help create optimal and reliable income streams.
Insurance & Risk Management Strategies
There are important relationships between life insurance and all the other financial decisions a person makes throughout their financial life. When these relationships are incorporated into a comprehensive strategy, they have the ability to open up more options, enhance income streams, and provide added security in retirement. There are several types of life insurance products available, including term life, variable life, universal life, variable universal life, and whole life. At Dworsky Wealth Management, we educate our clients on the various types of life insurance products so they can make informed decisions.
Income Protection
Most people insure their material possessions—their homes and cars, for example. But many of these same people don’t consider what is probably their most valuable asset—their ability to work and earn income. If you become sick or are injured and can’t work, will you be able to pay your bills and maintain your standard of living? Disability income insurance protection can help you pay your bills by replacing a portion of your income. It can help you maintain your current lifestyle and help protect you and your family from going into serious debt.
Estate Organization
Taking an organized approach to documenting and tracking financial assets, debts, relationships, and real property is essential to achieving holistic organization. Monitoring and updating your affairs on an ongoing basis is equally important. We have extensive experience in putting together a comprehensive and detailed picture of an individual’s estate. We can assist you, along with your personal representative, executor, or trustee, in helping to ensure that your estate plan is accurate and complete. However, we do not provide legal services and recommend consulting with an estate planning attorney who specializes in this area for advice tailored to your specific situation.
401(k) & Group Retirement Plans for Business
If you are an entrepreneur or business owner, a group retirement plan set up through your business can allow you to accumulate and save for your own retirement in a tax-advantaged manner, even if you are self-employed. And if you have employees, group retirement plans may offer tax savings to your business while helping you attract and retain qualified employees. We can help you set up and manage a retirement plan that fits with your firm’s tax structure, just give us a call.
Meet Jay Dworsky
Whether you have a little money, or a lot of money, it doesn’t matter. Everyone has a story, and your experiences and needs are valid. Jay Dworsky’s 
communication style is down-to-earth, and he’s worked with retirement and financial issues so long that he is at ease speaking about them in plain English. He listens, and he makes it his goal to meet people where they’re at.
Resource Library
We believe that a solid financial education can help you understand one of the most important resources of your lifetime: your money. We are here to answer questions and provide help when it comes to managing, saving, investing, growing, protecting, retiring, and passing on your wealth. Browse through these educational resources on our website to learn more, and we invite you to read, watch, download, and learn about the basics of finance and retirement. And remember, we are here to help you develop and implement your own personalized financial and retirement plan. Please feel free to reach out if you have any questions, we would love to speak with you.
