Here at Dworsky Wealth Management, we are fortunate to work with clients at many stages of wealth accumulation, but the one thing they all have in common is that they are the most down-to-earth people you would ever want to meet. No matter where you’re at in life, getting you to and through retirement by planning for it as early as possible is our overarching goal for you. Entrepreneurs, executives, business owners, single people, widows, married couples living in retirement, young families trying to pay for their kids’ college and save for retirement—wherever you’re at, we are here to help. Together, let’s create a customized financial roadmap to help take you toward your desired retirement lifestyle!
The Retirement Mountain
We try to frame financial principles in ways that are simple to understand without the use of jargon. That’s why we use the mountain as an image to illustrate the retirement journey’s three stages: 1) Climbing is the time you spend going up the mountain saving for retirement, sometimes called the “accumulation” stage of life, 2) Reaching the summit represents the day you retire and stop working, and therefore have no more paychecks coming in, 3) Descending is coming down the mountain and spending your retirement savings while trying not to run out of money, sometimes called “decumulation” or the “distribution” stage. Planning for the end goal—the journey down the retirement mountain—at the outset of your climb is an important part of our approach to your financial and retirement plan, and that’s what makes us unique. In fact, the entire journey is important, and we test your retirement income stream potential years before your retirement!
Meet Jay Dworsky
Whether you have a little money, or a lot of money, it doesn’t matter. Everyone has a story, and your experiences and needs are valid. Jay Dworsky’s 
communication style is down-to-earth, and he’s worked with retirement and financial issues so long that he is at ease speaking about them in plain English. He listens, and he makes it his goal to meet people where they’re at.
Start Preparing for Tomorrow, Today
Most people are so busy today that they don’t take the time to properly prepare for tomorrow. Building wealth and protecting one’s estate or business takes both knowledge and experience. To have success, one must have the right tools, discover the best possible strategies, and the ability to execute those strategies and translate them in an uncomplicated way. Coordinating these steps is an ongoing and dynamic process due to constant change. Our goal is to provide education, available strategies, and alternatives, allowing our clients to make sound financial decisions. We use a well-defined process featuring an economic model that enables us to coordinate financial decisions with maximum efficiency.
What We Offer: Financial Solutions. Estate Protection.
Whether you are in your 20s, 30s, 40s, or older, getting started with the right economic strategies is crucial for building the foundation for long-term success. Our process and financial model help you get started on the right path with proper allocations. While building for retirement and/or saving for college, it is vital to have seamless integration between past decisions and new ones. The process and financial model we develop enables us to see all decisions together on one page. Whether you are just starting to save for retirement or have been in retirement for some time, it is crucial to understand the performance objectives your assets need to accomplish during the various phases of your life.
Resource Library
We believe that a solid financial education can help you understand one of the most important resources of your lifetime: your money. We are here to answer questions and provide help when it comes to managing, saving, investing, growing, protecting, retiring, and passing on your wealth. Browse through these educational resources on our website to learn more, and we invite you to read, watch, download, and learn about the basics of finance and retirement. And remember, we are here to help you develop and implement your own personalized financial and retirement plan. Please feel free to reach out if you have any questions, we would love to speak with you.
